Why My Debit Card Is Blocked?

What is 150 blocked in ATM card?

It is learnt that the bank has proceeded to block cards of those customers who had failed to change the ATM PIN when alerted on an earlier occasion.

These customers had been instructed to look out for a message, ‘Response Code 150’ saying ‘your card is blocked,’ while logging in at the ATM..

How can I unblock my bank account?

The only way is to talk to someone at the bank. You can either telephone or call in at a branch office if they have one. There is usually quite a bit of security screening to make sure that it is you and then they can unlock it immediately.

Can you use a blocked debit card?

You will not be able to use a blocked card for purchases or ATM withdrawals, but blocking your card will not affect deposits or payments made with your account and routing numbers.

How can I unblock my ATM card by SMS?

The cardholder can send an SMS to the number forwarding the message and ATM card will be blocked immediately.

How do you check if my debit card is blocked?

How to Find Out Why Your Debit ATM Card Was BlockedReview all purchases to determine if you have reached your daily spending limit. … Call the bank and speak to a branch representative in the event of an account freeze. … Explain to the bank representative that the activity on the account was yours and you would like the block lifted.More items…•

Can I receive money if my card is blocked?

You just blocked your debit card not your account, debit card is just a medium to withdraw money from your bank account, if it is blocked or damaged it won’t hamper your money at bank account.

Why is my debit card being declined when I have money in my account?

Debit cards can be declined for a number of different reasons. The payment could be larger than the maximum transaction allowed for your account, or your debit card could be locked because you entered an incorrect PIN multiple times.

How can I unblock mobile banking?

To unblock the service, please call 24×7 Customer Contact Centre number at 1860 266 2666 or visit our nearest Bank branch.

Why is my card blocked for online transaction?

“Existing cards that have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose,” RBI said in a statement. In short, after March 16th, any debit or credit card can be blocked for online services.

How can I unblock my debit card?

6 Simple Steps to Block Unblock your Debit CardLogin to Internet Banking/Mobile Banking.Click on DEBIT CARD SERVICES.Click on DEBIT CARD OFF (Temporary Blocking).Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.Click PROCEED and enter the OTP received on your registered mobile/email.More items…

Why would a debit card be blocked?

Merchants use blocks to make sure you have sufficient funds to pay your bill. If you’re near your credit limit or you have a low balance in your bank account when a block is placed, your card could be declined for additional purchases.

What happens if ATM card is blocked?

When there is no option but to get a new card: If the card is blocked due to security reasons such as- a complaint from the customer of frauds or an unknown or unidentified from the customer’s debit card, then the only option is to get a new card from the bank.

Can you still transfer money if your card is blocked?

How can I use a blocked debit card to withdraw or transfer money online? … The only way to get around the problem is to speak to the bank/card issuer’s Customer Services or Credit Control Department.